Current Job Postings as of

Position:	DEPOSIT ACCOUNT OPENING-SERVICING
Status:	Full time
Location:	Petoskey
Summary:	Responsible for scheduling appointments and visiting businesses to recommend deposit accounts and services to meet a client’s needs. Responsible for problem solving, identifying customer needs and recommending banking solutions. Responsible for meeting branch sales goals for new accounts opened. Accepts and promptly handles phone calls related to bank products and services. Opens, changes and closes checking, savings, health savings accounts, time deposit and IRAs. Processes stop payments, account closing, automatic transfers, and wire transfers as needed. Opens and services internet banking, money cards, direct deposit capture and merchant credit card services for both personal and business cash management customers. Orders and prints checks, collects fees, explains account charges. Orders money cards for customers and resolves issues with customer ACH transactions. Performs branch open and closing. Follows and performs branch security procedures Correctly documents all account opening including following CIP and OFAC procedures. Is responsible for complying with banking rules, policies and regulations. Works as a teller when needed. Performs other duties as assigned.
Education:	High school diploma or equivalent.
Experience:	Cash handling and computer experience. Phone and customer service skills. Knowledge of Microsoft Word, Excel and other computer software. Experience in sales and new deposit account development.
Position:	LOAN ASSISTANT
Status:	Full time
Location:	Harbor Springs
Summary:	Provides customer loan balances, interest and tax information upon request. Processes loan payments and draw requests on lines of credit and draw requests from title companies. Prepares loan renewal and extension requests and loan payoff requests. Creates and maintains commercial/consumer loan files for loan officers, prepares home equity packages Processes commercial/consumer applications in accordance with local, state and federal regulations, investor and insurer requirements and insurance policy. Orders flood determinations, credit reports, world tracker information, business entity searches and GEO codes/census tracking, title work, surveys and appraisals as needed. Enters financial information into the computer system. Process loan denials and adverse actions Researches and resolves errors on loans. Maintains a thorough audit trail and accurate records. Orders weekly loan past due report, and offsets delinquent loans from checking or savings. Closes personal loans Facilitates loan closings by documenting Note, Security and Personal Guaranty agreements. Sends document copies to loan operations, records information with appropriate agencies and disburses check deposits from closing. Tracks documents including hazard insurance, vehicle titles, UCC filings and title policies. Provides notary service Prepares discharges and internet transfer requests
Education:	High school diploma or equivalent.
Experience:	Previous banking or title work experience. Knowledge of Microsoft Word, Excel and Data Base software. Experience with banking or lending. Phone & customer service skills. Ability to work in a team environment. Good typing skills. Detail oriented and a

Applications

Employment applications are accepted at all First Community Bank branch offices and resumes can be e-mailed to lynn.eckerle@firstcb.com.

Compensation and Benefits

In addition to a competitive salary, eligible full-time employees of First Community Bank and their eligible dependents have the opportunity to participate in the Bank’s benefits plan. The plan includes:

• medical insurance including prescription drug coverage
• dental insurance including orthodontia
• vision insurance
• long term disability, AD & D, and life insurance benefits
• flexible spending accounts
• bank accounts free of FCB service charges including free checks
• fitness facilities and wellness programs
• a retirement program

There is also an option for qualified employees to purchase additional life insurance, short term disability insurance, or other AFLAC provided plans with payroll deduction.

What Our Employees Say

"When joining FCB, I was becoming a member of a large team of people dedicated to working together for our company and clients. You will find no greater support of staff members any where else. I recommend you join our staff at FCB and experience the work environment. You will enjoy every work day. I have joined the Traverse City Branch of FCB. Please stop in and meet the incredible group of people focused on high quality customer service and achieving the goals of our bank."

Simone Steele, Customer Service

"After 17 years, I’m on my second tour of duty with First Community Bank! I’ve worked for five other financial institutions, and this has been my all-time favorite job. FCB has a professional working environment, yet retains the small-town, friendly atmosphere that our customers appreciate. Our decisions are made locally, without all the red tape. Technologically, we surpass many banks much larger than we are. It’s a pleasure to work here, alongside a dedicated staff, nice owners, and one awesome view! I’m thankful every day…"

Ann Payne, VP Mortgage Lending

"I LOVE MY JOB!!! My name is Sue Boyer/Customer Service Representative. I have worked at FCB on and off since 1985. Starting as a part time teller when there were only three locations; now there are eight! Working my way up to full time teller, then Customer Service. I love meeting customers, solving problems, and finding just the right product to fulfill their needs. The Clarke family has been very generous from the benefits we receive to the full work-out area with showers. Not to mention the wonderful Christmas parties! The officers are known to grill a hamburger or hotdog on occasions for the staff. Lots of laughs. All in all this is a classy place to work."

Sue Boyer, Customer Service

"I started at this bank in 1985 as a part time teller. I moved away from Harbor Springs in 1991 leaving a job that I really liked. I moved downstate and started to work for a large regional bank and soon became involved in the investment side of the banking world. I have been handling investments for clients for 15 years. Almost 3 years ago I moved from the big bank back to the small community bank that I started my career at. I feel like I have come home after a long journey. The staff is friendly, caring and supportive of one another. It's like having your own extended family at work. I am so glad I made the move back to First Community Bank!"

Susan Cavell, Investment Executive